Process and Promises
My Process and Promises to You:
I listen first, then design, and then advise and partner with you over time, helping you make tactical adjustments along the way, maximizing opportunities while avoiding mistakes which could completely thwart your success.
The result? All is in place. You are assured. And you are free to pursue the things that are most important in your life, things such as family experiences, community work, charitable efforts, creating legacies, and realizing long dreamed of experiences of a lifetime. In short, your dreams become reality. Through a long-term relationship of trust, you are able to envision and then to see manifest the life and legacy you imagined.
Building Trust Process:
My career as a teacher many years ago taught me that great advisory skills are based upon great listening skills. If I cannot listen, then the needs and resulting solutions that come out of my mouth are mine, not yours.
I hold high the value of the Socratic method of teaching, where questions can lead us to solutions that make the most sense in your life, using your goals and your vision as the point of departure.
When I do advise you, it will never be in investment-speak. Instead, I will speak to you in plain English, working to distill more complicated concepts into
language that can be clearly understood.
I will demonstrate the overarching principle that your
interest is the only interest that matters. Here's how:
I will lead by example wherever possible, both personally and in our client-advisor relationship.
I wll always tell you the truth. While seemingly obvious and necessary, this includes no exaggeration, hedging, avoiding, half-truths, or fear of confronting the “elephant in the room.”
I will remain stalwart, unemotional, and calm when markets are turbulent, reminding you of the principles, goals, and strategies we established at the outset while remaining sensitive to your worries, fears, and emotions.
My Deliverables to You:
- Objective Advice, Unencumbered by Conflicts of Interest
- Complete Transparency: No Hidden Agendas or“Muddied Waters of Fees, Both Visible And Invisible”
- Exceptional Client Service
- Customized Retirement Planning, Updated Annually
- Portfolio Management
- Personalized Investment Policy Statement
- Quarterly Phone Updates
- Semi-Annual In-Person Financial Reviews
- Quarterly Newsletter
- Complimentary Online Account Access
- Same Day Call Back Commitment
- Team Approach To Tax And Legal Strategies*
- Invitations To Educational Seminars
- Liaison To Other Professionals
- Sense of Contentment And Financial Confidence
*For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.
